All Holyoke Credit Union branches will be closed on Monday, January 21, 2019 in commemoration of Martin Luther King, Jr. Day. Online banking and mobile banking are available 24/7. Thank you for banking at HCU!

Why You Need Mechanical Breakdown Protection  

Did you know that one in three vehicles experience a mechanical failure in a given year? The typical warranty owner will make several claims during the life of their agreement. Should your vehicle experience a failure after the manufacturer’s warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars. 

Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it’s these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, assorted repair costs rise dramatically. 

 

The Cost of Repairs


Repair Cost Projection

Mechanical Breakdown Protection ensures that tomorrow's repairs will be covered today:


Zone of Vulnerability

Vehicles are often driven between 15,000 and 20,000 miles per year. With this type of mileage, your vehicle may be out of manufacturer's warranty in less than two years. Don't let you vehicle go unprotected in the years and miles thereafter.