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Warning! Newest Scam to Hit the Web - US Trading Commission Impersonation

Posted: Jan 27, 2021

HCU has recently been notified about a new scam that is making the rounds out there and we want to bring it to your attention.  

This fraud attempt comes from the “US Trading Commission” and uses the Federal Trade Commission’s (FTC) seal and address in an attempt to steal your money and identity.  They are claiming that they operate a “personal data protection fund” to compensate people whose personal information has been exposed on the web.  The site says you can “instantly receive” a cash payment by clicking on some links and giving the site your personal data and bank account or electronic wallet information to validate the cash payment. 

This could lead to a loss of your money, a downloaded malware on onto your device and misuse of your personal information by scammers. 

This is an international scam and pops up as a You Tube link.

Although the FTC does shut down scams and returns money to people who have lost it to dishonest or unfair business practices, they will never ask for money or your bank account, credit card or Social Security number.  In any instance, this should be considered a big red flag! 

As a Holyoke Credit Union member you have the added protection of having identity theft protection, or IDRestore.  Click here for further explanation of HCU/IDRestore.  For a mere $1.95 per month, this service provides access to a comprehensive suite of services to address fraud created by identity theft if it should happen to you or a member of your family. 

If you do not have HCU/IDRestore, simply call us at 413-341-0133 to opt-in.   

If you’ve encountered this scam or any other, go to to report the crime. If you’ve given your personal information to someone you don’t know, you may be at risk for identity theft. Visit to learn what to do. And, to learn more about imposter scams of all sorts, visit

When identity theft strikes, we have your back!!!