All Holyoke Credit Union branches will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. Online banking and mobile banking are available 24/7. Thank you for banking at HCU!


At Holyoke Credit Union, home mortgages have long been a specialty. In fact, we’ve been making the dream of home ownership come true for our members for more than 100 years. Whether you are a first-time home buyer looking for advice and creativity or an experienced buyer who knows exactly the type of home loan you want, Holyoke Credit Union can help.

Our flexible home mortgage financing options include fixed and adjustable-rate options, as well as construction loans, jumbo loans, and first-time home buyer programs. All with competitive rates and comfortable terms. Rely on Holyoke Credit Union for your home loan needs and rest assured we will do everything possible to keep approval time to a minimum and be by your side every step of the way. If you’re looking to refinance, of course we can help with that, too.

The place to begin is here at our Mortgage Center. Here you’ll find all the tools you need to get started and you can even apply quickly and conveniently online.

Whatever your financial or credit situation, no matter how big your dream, Holyoke Credit Union is ready to go to work for you!  Please contact one of our Mortgage Specialists today.

The links below are a great resource for additional information:

Frequently Asked Questions by New Home Owners.

View NEIT Mortgage Insurance Products