Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Personal Savings

At Holyoke Credit Union, we are committed to providing members with personal savings accounts designed to fit a variety of needs. Whether you're saving for the future, building an emergency fund, or setting money aside for a special purchase, we offer savings options to help you reach your goals. 

As a member, you also have convenient access to your funds whenever you need them. Your HCU ATM card allows you to make balance inquiries at ATMs worldwide. You can also enjoy surcharge-free access at all HCU branch ATMs, as well as all SUM™ and MoneyPass™ ATM locations.

atm network ATM Network

*Other institutions may impose surcharges for use of their ATMs.

Strengthen your savings plan with a fixed-rate certificate of deposit available in terms of five months to five years.

Learn more about our Certificate of Deposit

Structured Club Accounts make it easy to save and easy to reach your short-term goals.

Learn more about our Club Account

An account to accompany newly issued CDs that provides savers the best in savings – HIGH YIELD and NO TIME COMMITMENT.

Learn more about our Companion Deposit Account

Earn the most competitive money market interest rates with this tiered-rate account offering higher interest on higher balances.

Learn more about our select money market account

This account pays a variable money market interest rate with no worries about a minimum balance requirement.

Learn more about our Savers Money Market Account

Start building your emergency fund or saving for a future purchase with this easy-to-manage savings account.

Learn more about our Statement Savings Account