Personal
Fees
Effective Date: March 23, 2021
Account Related Fees
| Account Research (per hour) | $50.00 |
| Canadian Checks (US Dollar Account) | $10.00 |
| Check Orders | Variable |
| Copy of Check (Including Deposited) | $3.00 |
| Dormant Account | $25.00 |
| Inactive Accounts | $10.00 |
| Early Closeout Fee (180 days) | $25.00 |
| Escheatment | $25.00 |
| Instant Statement | $5.00 |
| Insufficient Funds/Uncollected Funds | $30.00 |
| IRA Trustee Transfer (outgoing) | $30.00 |
| Missing Mailing Address (per month) | $10.00 |
| Reg D Excessive Transaction Fee | $10.00 |
| Money Market Excess of Three Checks Per Statement Cycle | $10.00 |
| Overdraft Protection Transfer | $5.00 |
| Returned ACH Credit/Debit (Origination) | $30.00 |
| Statement Copy | $10.00 |
Service Related Fees
| Backup Withholding | $10.00 |
| Checkbook Reconciliation (per hour) | $30.00 |
| Collection Item | $20.00 |
| 1098/1099 Tax Form Copy | $7.00 |
| Night Deposit (per drop) | Free |
| Night Deposit Bag (additional bags) | Free |
| Non-Member Loan Application Fee | $25.00 |
| Notary Service | $1.25 |
| Deposit Return Item (DRI) | $8.41 |
| Security Fee | $1.95 |
| Tax Liens/Levies | $50.00 |
| Telephone Balance Inquiry | $5.00 |
| Telephone Transfer | $5.00 |
| Telephone Inquiry of Checks Cleared | $5.00 |
| Verification of Deposit (social service) | Free |
| Verification of Deposit (other lender) | $10.00 |
| Verification Letter | $10.00 |
Official Bank Checks
| Money Orders | $5.00 |
| Official Checks | $7.00 |
| Stop Payment | $30.00 |
| Stop Payment Money Orders | $30.00 |
| Stop Payment Official Check | $40.00 |
Wire Transfer Fees
| Domestic/Foreign Incoming | $10.00 |
| Domestic Outgoing | $35.00 |
| Foreign Outgoing | $50.00 |
| Recurring | $10.00 |
ATM/Debit Card Service Fees
| Replacement of ATM/Debit Card | $15.00 |
| Replacement of ATM/Debit Card (Rush) | $75.00 |
| Replacement of PIN | $6.00 |
Safe Deposit Box Fees
| Safe Deposit Box 3 x 5 | $45.00 |
| Safe Deposit Box 3 x 10 | $75.00 |
| Safe Deposit Box 5 x 10 | $95.00 |
| Safe Deposit Box 10 x 10 | $140.00 |
| Lock Drilling | $129.00 |
| Lost Safe Deposit Box Key | $149.00 |
| Late Rental Fee | $10.00 |
Online Banking Fees
| Online Banking | Free |
| Online Bill Payment | Free |
| Mobile Deposit | Free |
| eStatements | Free |
Holyoke Credit Union ATMs are available for free, unlimited use by members. Other institutions may impose a surcharge for use of their ATMs.