COVID-19 Update 12-10-2020 Holyoke Credit Union will be expanding our drive-thru hours of operation. Starting on Monday, December 14, 2020, the Holyoke drive-thru will be open: Mon.-Thurs. 8AM-4PM, Fri. 8AM -5PM and Sat. 9AM-12PM. The W. Springfield and Feeding Hills drive-thrus will be open: Mon.-Thurs. 9AM-4PM, Fri. 9AM -5PM and Sat. 9AM-12PM. All branch lobbies will remain closed until further notice. All HCU ATMs remain open. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) will continue to be available. To see a Member Service Representative call 413-341-0133 for Holyoke or 413-278-6840 for W. Springfield or Feeding Hills for an appointment.

Limited Edition Savings Account

If you are looking for a safe place to “park” your funds from a maturing Holyoke Credit Union CD while you are waiting for rates to increase, then Holyoke Credit Union has the account for you!

Introducing the Limited Edition Savings Account – An exclusive account which must be associated with a maturing HCU CD.   The Limited Edition Savings Account provides savers the best in savings – HIGH YIELD and NO TIME COMMITMENT.

This account combines the most attractive features of CDs and savings:

  • Open and fund like a CD
  • High yield like a CD
  • Variable rate like a savings account
  • Withdraw funds any time, like a savings account, this special deposit account does not allow additional deposits. 0.45% APY* - HCU is now offering a 0.45% APY to give you a safe and secure deposit account for your maturing CD funds.

Speak to a Member Service Representative to take advantage of this great opportunity!

*APY = Annual Percentage Yield.  The APY for the Limited Edition Savings Account is effective as of November 24, 2020.  Rate is subject to change at any time.  Limited Edition Savings Account must be associated with a maturing time deposit (CD).  The minimum balance required to open this account is $1,000.00.  A minimum daily balance of $1,000 is required to earn interest and the stated APY.  The minimum average daily balance of $1,000 must be maintained to avoid a service charge.  If during any month, your average daily balance is below the required minimum, your account will be subject to a maintenance service charge of $10.00 for that month.  No transaction fees.  Interest will be compounded every day.  Interest will be credited to your account every month.  Unlimited withdrawals in person. After the account is opened, no additional deposits are allowed.  Personal accounts only.  Your savings are federally insured up to $250,000 through the National Credit Union Administration (NCUA); a U.S. Government Agency.  The Massachusetts Share Insurance Corporation (MSIC) insures all amounts over $250,000 without limit.