All HCU branches will be closed on Wednesday, November 11th in observance of Veterans Day. ATMs, online banking, and the HCU mobile app are available 24/7.
Fraud Alert: Scammers may be impersonating Holyoke Credit Union using spoofed phone numbers to obtain personal information. We will never call to ask for sensitive personal information. If you're unsure whether a call is legitimate, hang up and contact us directly at 413.532.7007.

Refinancing an Auto Loan 

Your current auto loan may no longer be your best option. Refinancing with Holyoke Credit Union could help you lower your monthly payment, reduce your interest rate, or pay off your loan sooner.

If your credit has improved, interest rates have changed, or you originally financed through a dealership or another lender, refinancing may help you save money over the life of your loan.

Our lending team can review your current loan and help you determine whether refinancing is the right fit for your financial goals.

could refinancing help you?

You may benefit from refinancing if you want to:

  • Lower your monthly payment
  • Reduce your interest rate
  • Pay off your loan faster
  • Finance with a trusteed local credit union
  • Save money over the life of your loan

why refinance with hcu?

  • Competitive auto loan rates
  • Flexible repayment terms
  • No application fees
  • Local lending decisions
  • Quick approvals
  • Easy online application

ready to see how much you could save?

Apply today or contact us to learn how much you could save.

Current Rates