Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Personal Loan

Holyoke Credit Union exists to provide service and value to our members . . . and that means personal loans at low interest rates.

A personal loan from Holyoke Credit Union can be used for any number of reasons including debt consolidation, planned or unplanned expenses, medical expenses, auto repairs, or home improvements. The application process is simple, our service is great, and the funds go right into your Holyoke Credit Union Checking Account. Nothing could be easier!

Traditional personal loans are unsecured, meaning they don't require collateral. Apply for a loan to cover everyday expenses like gifts, trips, or travel fares! 

Current Consumer Loan Rates