All HCU branches will be closed on Wednesday, November 11th in observance of Veterans Day. ATMs, online banking, and the HCU mobile app are available 24/7.
Fraud Alert: Scammers may be impersonating Holyoke Credit Union using spoofed phone numbers to obtain personal information. We will never call to ask for sensitive personal information. If you're unsure whether a call is legitimate, hang up and contact us directly at 413.532.7007.

Deposit Rates for Business Accounts

Business Savings Account

Rates Effective: 11/01/2026

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open
Business Savings Account 0.01% 0.01% $1,000.00
  • Rate may change after account opening.
  • Fees could reduce earnings on the account.


Business Money Market Account

Rates Effective: 11/01/2026

Tiers

Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance to Earn Stated APY
TIER 1: $0 - $20,000.00 0.010% 0.010% $1,000.00 $0.01
TIER 2: $20,000.01 and up 0.070% 0.070% $1,000.00 $20,000.01
  • Rate may change after account opening.
  • Fees could reduce earnings on the account.