Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Deposit Rates for Business Accounts


Business Savings Account

Rates Effective: 12/01/2025

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open
Business Savings Account 0.01% 0.01% $1,000.00
  • Rate may change after account opening.
  • Fees could reduce earnings on the account.


Business Money Market Account

Rates Effective: 12/01/2025

Tiers

Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance to Earn Stated APY
TIER 1: $0 - $20,000.00 0.010% 0.010% $1,000.00 $0.01
TIER 2: $20,000.01 and up 0.070% 0.070% $1,000.00 $20,000.01
  • Rate may change after account opening.
  • Fees could reduce earnings on the account.