Our Own Visa® Platinum Credit Card

Our Own VISA Platinum Credit Cards just keep getting better!

Now with…

  • 2.99% APR on balance transfers for 12 months
  • Reverts to a customized low rate
  • No annual fee
  • No balance transfer fee
  • Great rewards with our Visa® Platinum Rewards credit card
  • Chip technology for enhanced security

Our Own Visa® Platinum Credit Cards are just that – our own. While most cards are issued and serviced by credit card giants, Holyoke Credit Union personally issues and services its own Visa® Platinum credit cards. By doing so, we provide our members with greater flexibility in terms of credit worthiness, rates, and terms. At Holyoke Credit Union, we take pride in our ability to offer an affordable card to our members – even those with a challenging credit situation.


Holyoke Credit Union Visa® Platinum Credit Cards.

Choose the one that is right for you!

Our Own 
® Platinum

Our Own 
® Platinum Rewards

Card Benefits
  • Our lowest interest rates
  • Reward points on every purchase
  • Redeem points for cash back, gift cards,
    merchandise, and travel  with CURewards.

2.99% APR on Balance Transfers
for 12 Months

Annual Percentage Rate as low as 9.45% APR* 11.45% APR*
No Annual Fee
No Penalty Rate Increase for Late Payment
No Balance Transfer Fee
Cash Back
Gift Card Redemption
Merchandise Rewards
Travel Rewards
CURewards® Mall
Online Card Application and Management

Learn More Apply Now

Learn More Apply Now

*Your APR (Annual Percentage Rate) is based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly.

Member Loyalty Rewards

This rewards program applies only to members using the Our Own VISA® Platinum Rewards Credit Card. The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued. Points expire after 60 months.

Holyoke Credit Union Product Points Rewarded
Just for Opening! 10,000
First Mortgage 20,000
Auto Loan 5,000
Home Equity Loan 5,000
Home Equity Line of Credit 5,000
Checking Account with Direct Deposit 10,000

To reach the CURewards Travel Agency call 1-800-900-6061.

Choose the design that's right for you.

Select our attractive standard design or create your own from your favorite photo.

Our Own

Your Own