All HCU branches will be closed on Wednesday, November 11th in observance of Veterans Day. ATMs, online banking, and the HCU mobile app are available 24/7.
Fraud Alert: Scammers may be impersonating Holyoke Credit Union using spoofed phone numbers to obtain personal information. We will never call to ask for sensitive personal information. If you're unsure whether a call is legitimate, hang up and contact us directly at 413.532.7007.

Credit Cards

Compare HCU's VISA® Credit Cards

Compare Our Visa® Credit Cards

Two cards. Two simple ways to use credit.

 Whether you want to save on interest or earn rewards on everyday spending, compare our Visa® credit cards side by side to find the right fit for you.

Apply Now

Choose the one that is right for you!


VISA® Platinum


VISA® Rewards
Best for

Lowering interest costs

Earning rewards on purchases

Annual Percentage Rate as low as

 12.20% APR* 14.20% APR*
Credit Card App Access
No Annual Fee
No Penalty Rate Increase for Late Payment
No Balance Transfer Fee
Cash back
Fraud Protection
Built-in Visa Protection & Travel Benefits
Merchandise Rewards
Travel Rewards
CURewards® Mall
Learn More Learn More

*Your APR (Annual Percentage Rate) is based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly.