8/14/2018 - Please be advised that tonight from 11:45 pm to approximately 3:00 am, HCU's online banking and VRU system will be unavailability due to system upgrades.

Our Own Visa® Platinum Credit Card

Our Own VISA Platinum Credit Cards just keep getting better!

Now with…

  • 2.99% APR on balance transfers for 12 months
  • Reverts to a customized low rate
  • No annual fee
  • No balance transfer fee
  • Great rewards with our Visa® Platinum Rewards credit card
  • Chip technology for enhanced security

Our Own Visa® Platinum Credit Cards are just that – our own. While most cards are issued and serviced by credit card giants, Holyoke Credit Union personally issues and services its own Visa® Platinum credit cards. By doing so, we provide our members with greater flexibility in terms of credit worthiness, rates, and terms. At Holyoke Credit Union, we take pride in our ability to offer an affordable card to our members – even those with a challenging credit situation.

 

Holyoke Credit Union Visa® Platinum Credit Cards.

Choose the one that is right for you!


Our Own 
VISA
® Platinum


Our Own 
VISA
® Platinum Rewards

Card Benefits
  • Our lowest interest rates
  • Reward points on every purchase
  • Redeem points for cash back, gift cards,
    merchandise, and travel  with CURewards.

2.99% APR on Balance Transfers
for 12 Months

Annual Percentage Rate as low as 9.70% APR* 11.70% APR*
No Annual Fee
No Penalty Rate Increase for Late Payment
No Balance Transfer Fee
Cash Back
Gift Card Redemption
Merchandise Rewards
Travel Rewards
CURewards® Mall
Online Card Application and Management

Learn More Apply Now

Learn More Apply Now

*Your APR (Annual Percentage Rate) is based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly.


Member Loyalty Rewards

This rewards program applies only to members using the Our Own VISA® Platinum Rewards Credit Card. The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued. Points expire after 60 months.

Product/Service Frequency
(Times per year)
Points
Earned
Points Awarded
(monthly, annually, one-time)
Just for Opening a New Card! 1 10,000 One-time
HCU IDRestore 12 25 Monthly
On-line Banking 1 300 One-time
EStatements 1 300 One-time
New Checking Account 1 10,000 One-time
Direct Deposit to Checking 12 200 Monthly
Membership Reward 1 1,000 Annually
Dollars on Deposit Per (1,000) 12 10 Monthly
New HEL 1 5,000 One-time
New HELOC 1 5,000 One-time
New Auto 1 5,000 One-time
New Unsecured Loan 1 5,000 One-time
New First Mortgage 1 20,000 One-time

To reach the CURewards Travel Agency call 1-800-900-6061.

Choose the design that's right for you.

Select our attractive standard design or create your own from your favorite photo.

Our Own

Your Own