Our Own Visa® Platinum Credit Card
Our Own VISA Platinum Credit Cards just keep getting better!
- 2.99% APR on balance transfers for 12 months
- Reverts to a customized low rate
- No annual fee
- No balance transfer fee
- Great rewards with our Visa® Platinum Rewards credit card
- Chip technology for enhanced security
Our Own Visa® Platinum Credit Cards are just that – our own. While most cards are issued and serviced by credit card giants, Holyoke Credit Union personally issues and services its own Visa® Platinum credit cards. By doing so, we provide our members with greater flexibility in terms of credit worthiness, rates, and terms. At Holyoke Credit Union, we take pride in our ability to offer an affordable card to our members – even those with a challenging credit situation.
Holyoke Credit Union Visa® Platinum Credit Cards.
Choose the one that is right for you!
2.99% APR on Balance Transfers
|Annual Percentage Rate as low as||9.20% APR*||11.20% APR*|
|No Annual Fee|
|No Penalty Rate Increase for Late Payment|
|No Balance Transfer Fee|
|Gift Card Redemption|
|Online Card Application and Management|
*Your APR (Annual Percentage Rate) is based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly.
Member Loyalty Rewards
This rewards program applies only to members using the Our Own VISA® Platinum Rewards Credit Card. The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued. Points expire after 60 months.
|Holyoke Credit Union Product||Points Rewarded|
|Just for Opening!||10,000|
|Home Equity Loan||5,000|
|Home Equity Line of Credit||5,000|
|Checking Account with Direct Deposit||10,000|
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