Our Own Visa® Platinum Credit Card
Did you know?...HCU Rewards will never expire!
- 2.99% APR on balance transfers for 12 months on new accounts*
- Reverts to a customized low rate
- No annual fee
- No balance transfer fee
- Great rewards with our Visa® Platinum Rewards credit card
- Chip technology for enhanced security
- Contactless for even more convenience!
Our Own Visa® Platinum Credit Cards are just that – our own. While most cards are issued and serviced by credit card giants, Holyoke Credit Union personally issues and services its own Visa® Platinum credit cards. By doing so, we provide our members with greater flexibility in terms of credit worthiness, rates, and terms. At Holyoke Credit Union, we take pride in our ability to offer an affordable card to our members – even those with a challenging credit situation.
*Balance transfers must be completed within the first 90 days of account opening. Only accounts opened on/after 01-01-2020 will qualify. The rate will remain for 365 days from the first qualifying transaction.
Important Information for HCU Visa Cardholders!
HCU Visa cards come with Auto Rental Collision Damage Waiver, Trip Delay, Trip Cancellation Interruption, Emergency Evacuation, Lost Luggage and Buyer Protection.
Holyoke Credit Union Visa® Platinum Credit Cards.
Choose the one that is right for you!
2.99% APR on Balance Transfers
|Annual Percentage Rate as low as||10.95% APR*||12.95% APR*|
|No Annual Fee|
|No Penalty Rate Increase for Late Payment|
|No Balance Transfer Fee|
|Gift Card Redemption|
|Online Card Application and Management|
*Your APR (Annual Percentage Rate) is based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly.
Member Loyalty Rewards
This rewards program applies only to members using the Our Own VISA® Platinum Rewards Credit Card. The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued.
(Times per year)
(monthly, annually, one-time)
|Just for Opening a New Card!||1||10,000||One-time|