Credit Cards
VISA® Rewards Card
VISA® Rewards Credit Card
Earn more from what you already spend.
The HCU Visa® Rewards Credit Card gives you everyday earning power, a competitive rate, and the simplicity you expect from a local credit union.
why choose Rewards
Earn points on your purchases and redeem them for rewards that matter to you. Whether it's travel, merchandise, or gift cards - your spending works a little harder for you.
3-2-1 Rewards:
|
Key Benefits
- 2.99% APR on balance transfers for 12 months on new accounts*
- Earn rewards points on everyday purchases - no complicated categories or rotating requirements
- Redeem points for travel, merchandise, gift cards, experiences, and donations with Member Loyalty Rewards
- Reward Points never expire
- Competitive rates to keep borrowing affordable
- No annual fee
- No balance transfer fee
- No penalty rate for late payment
- Built-in fraud monitoring and security protections
- Easily manage your card anytime with HCU's credit card app
*Balance transfers must be completed within the first 90 days of account opening. The rate will remain for 365 days from the first qualifying transaction.
Member Loyalty Rewards
HCU's Rewards Program only applies to members using the VISA® Rewards Credit Card.
| Product/Service | Frequency | Points Earned |
Points Awarded (monthly, annually, one-time) |
|---|---|---|---|
| Just for Opening a New Card!* | 1 | 10,000 | One-time |
Already have HCU's Visa® Rewards Credit Card?
To reach the Member Loyalty Rewards Travel Agency, call (866) 768-0322.
*The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued.
Rates
Click Here for the Application and Solicitation Disclosure
Application
Click Here for a printable version of the Application Form
Agreement
Click Here for the Credit Card Agreement