Credit Cards
VISA® Platinum Card
HCU VISA® Platinum Credit Card
Keep it simple. Save more.
The HCU Visa® Platinum Credit Card is designed for members who want a straightforward, low-rate option with no unnecessary extras.
Why Choose Platinum
Sometimes simple is exactly what you need.
The HCU Visa® Platinum Credit Card focuses on what matters most: helping you manage your balance and minimize interest, without added complexity.
Key Benefits
- 2.99% APR on balance transfers for 12 months on new accounts*
- Our lowest interest rates
- No annual fee
- No balance transfer fee
- No penalty rate for late payment
- Built-in fraud monitoring and security protections
- Easily manage your card anytime with HCU's credit card app
*Balance transfers must be completed within the first 90 days of account opening. The rate will remain for 365 days from the first qualifying transaction.
Rates
Click Here for the Application and Solicitation Disclosure
Application
Click Here for a printable version of the Application Form