All Holyoke Credit Union branches will be closed on Monday, January 21, 2019 in commemoration of Martin Luther King, Jr. Day. Online banking and mobile banking are available 24/7. Thank you for banking at HCU!

Fixed-Rate Home Equity Loan

As a Holyoke Credit Union member, you can apply for a Fixed-Rate Home Equity Loan. This loan allows you to borrow against the value of your home and use the money for a home improvement project or a variety of other projects or purchases. This loan is designed for members who favor a fixed-rate home equity option rather than the Holyoke Credit Union Home Equity Line of Credit program.

If you prefer the option of a fixed rate, Holyoke Credit Union can meet your needs with home equity loans available in 10-, 15-, and 20-year terms. All with no closing costs. You can borrow up to 100% of your home’s value, less your outstanding mortgage balance.

Current Rates