Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Mortgage

Fixed-Rate Home Equity Loans

Fixed-Rate Home Equity Loan

As a Holyoke Credit Union member, you can apply for a Fixed-Rate Home Equity Loan. This loan allows you to borrow against the value of your home and use the money for a home improvement project or a variety of other projects or purchases. This loan is designed for members who favor a fixed-rate home equity option rather than the Holyoke Credit Union Home Equity Line of Credit program.

If you prefer the option of a fixed rate, Holyoke Credit Union can meet your needs with home equity loans available in 10-, 15-, and 20-year terms. All with no closing costs. You can borrow up to 100% of your home’s value, less your outstanding mortgage balance.  Please consult your tax advisor regarding the deductibility of interest on this loan.

Click Here for Current Rates and Any Additional Disclosures 

Meet our Mortgage Specialists