MassHousing

Holyoke Credit Union has teamed up with the MassHousing Finance Agency to bring the most affordable mortgage options to our income-eligible members. MassHousing has been serving low-to-moderate-income homebuyers and homeowners for more than 30 years.

To qualify for a MassHousing loan through Holyoke Credit Union, you must:

• Meet income and loan limits, which vary by city and town
• Be creditworthy
• Buy or refinance a single-family home or condominium, or a 2-, 3- or 4-family property

MassHousing loans offer:

• Affordable fixed interest rates
• Low down payment options
• MI Plus™ payment protection, which helps pay your mortgage loan for up to six months if you lose your job
• In-house servicing by MassHousing, which means any questions you may have on your mortgage will be answered by local MassHousing staff

MassHousing offers a number of affordable products and services to help families with modest incomes to buy or refinance their homes. They are: