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Deposit Rates


Companion Deposit Account*

Rates Effective: 03/01/2024

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Companion Deposit Account 4.90% $10.00 4.79% $10.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.


Select Money Market Account*

Rates Effective: 03/01/2024

Select Money Market Account  Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.10% 0.10% $10.00 $0.00
TIER 2 2.35% 2.33% $10.00 $2,500.00
TIER 3 2.70% 2.67% $10.00 $25,000.00
TIER 4 3.00% 2.96% $10.00 $75,000.00
*Rate may change after account opening.
Fees could reduce earnings on the account.


Certificates of Deposit & IRA Certificates of Deposit

Rates Effective: 03/01/2024

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
5 Months 3.25% $1,000.00 3.20% $1.00
6 Months 3.50% $1,000.00 3.44% $1.00
12 Months 3.60% $1,000.00 3.54% $1.00
18 Months 3.60% $1,000.00 3.54% $1.00
24 Months 3.75% $1,000.00 3.68% $1.00
30 Months 3.65% $1,000.00 3.59% $1.00
36 Months 3.55% $1,000.00 3.49% $1.00
48 Months 3.00% $1,000.00 2.96% $1.00
60 Months 2.90% $1,000.00 2.86% $1.00
A penalty may be imposed for early withdrawals.


Savings Accounts

Rates Effective: 03/01/2024

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Statement Savings Account 0.01% 0.01% $10.00 $100.00
Savers Money Market 0.01% 0.01% $10.00 $0.01
Rate may change after account opening.
Fees could reduce earnings on the account.


IRA Money Market Account

Rates Effective: 03/01/2024

IRA Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.10% 0.10% $10.00 $0.01
TIER 2 0.15% 0.15% $10.00 $25,000.00
TIER 3 0.20% 0.20% $10.00 $75,000.00
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account. 
Rate may change after account opening.


Club Accounts

Rates Effective: 03/01/2024

Club Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Christmas Club 0.01% 0.01% $10.00 $0.01
Vacation Club 0.01% 0.01% $10.00 $0.01
All-Purpose Club 0.01% 0.01% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.


Checking Accounts

Rates Effective: 03/01/2024

Checking Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
NOW Checking 0.01% 0.01% $10.00 $0.01
Simply Free Checking 0.00% 0.00% $10.00 $0.01
18/65 Checking 0.00% 0.00% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.