Deposit Rates


Companion Deposit Account*

Rates Effective: 11/15/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Companion Deposit Account 2.50% $10.00 2.47% $10.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.


Select Money Market Account*

Rates Effective: 11/15/2022

Select Money Market Account  Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.00% 0.00% $10.00 $0.01
TIER 2 1.50% 1.49% $10.00 $2,500.00
TIER 3 1.75% 1.74% $10.00 $25,000.00
TIER 4 2.00% 1.98% $10.00 $75,000.00
*Rate may change after account opening.
Fees could reduce earnings on the account.


Certificates of Deposit & IRA Certificates of Deposit

Rates Effective: 11/15/2022

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
5 Months 2.50% $1,000.00 2.47% $1.00
6 Months 2.75% $1,000.00 2.72% $1.00
12 Months 3.00% $1,000.00 2.96% $1.00
18 Months 2.80% $1,000.00 2.76% $1.00
24 Months 2.75% $1,000.00 2.72% $1.00
30 Months 1.45% $1,000.00 1.44% $1.00
36 Months 1.45% $1,000.00 1.44% $1.00
48 Months 1.40% $1,000.00 1.39% $1.00
60 Months 1.35% $1,000.00 1.34% $1.00
A penalty may be imposed for early withdrawals.


Limited Edition Savings Account*

Rates Effective: 11/15/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Limited Edition Savings Account 0.35% $1,000.00 0.35% $1,000.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.

Elite Money Market Account

Rates Effective: 11/15/2022

Elite Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.10% 0.10% $10.00 $0.01
TIER 2 0.10% 0.10% $10.00 $2,000.00
TIER 3 0.10% 0.10% $10.00 $10,000.00
TIER 4 0.15% 0.15% $10.00 $50,000.00
TIER 5 0.15% 0.15% $10.00 $100,000.00
TIER 6 0.20% 0.20% $10.00 $250,000.00
Rate may change after account opening.
Fees could reduce earnings on the account.


Savings Accounts

Rates Effective: 11/15/2022

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Statement Savings Account 0.01% 0.01% $10.00 $100.00
Savers Money Market 0.01% 0.01% $10.00 $0.01
Rate may change after account opening.
Fees could reduce earnings on the account.


IRA Money Market Account

Rates Effective: 11/15/2022

IRA Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.10% 0.10% $10.00 $0.01
TIER 2 0.15% 0.15% $10.00 $25,000.00
TIER 3 0.20% 0.20% $10.00 $75,000.00
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account. 
Rate may change after account opening.


Club Accounts

Rates Effective: 11/15/2022

Club Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Christmas Club 0.01% 0.01% $10.00 $0.01
Vacation Club 0.01% 0.01% $10.00 $0.01
All-Purpose Club 0.01% 0.01% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.


Checking Accounts

Rates Effective: 11/15/2022

Checking Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
NOW Checking 0.01% 0.01% $10.00 $0.01
Simply Free Checking 0.00% 0.00% $10.00 $0.01
18/65 Checking 0.00% 0.00% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.